Tiny Home Financing Options.
Independent financing options for buyers at American Tiny Home Community — led by 21st Mortgage, one of the nation's largest manufactured home lenders.
Financing for Tiny Home Buyers
Tiny home financing can depend on the home's purchase price, construction classification, builder, down payment, credit history, income, and intended use. Buyers may explore lenders specializing in tiny homes or manufactured housing, as well as personal loans, RV loans, credit unions, and loan comparison services.
21st Mortgage is an independent third-party financing resource. American Tiny Home Community is not affiliated with 21st Mortgage and does not guarantee approval, rates, terms, or services. Buyers should confirm that 21st Mortgage permits loan proceeds to be used for their specific tiny home before applying.
21st Mortgage Corporation
Nationwide manufactured and mobile home lender
21st Mortgage specializes in financing manufactured, mobile, and tiny homes — including homes placed on leased land like ours. They offer loan programs for new and pre-owned homes, a range of credit profiles, and financing without requiring you to own the land underneath your home.
- Loans for new and pre-owned manufactured and tiny homes
- Land-home and home-only (chattel) loan options
- Programs available for a range of credit profiles
- Direct lender — servicing handled in-house
Questions about financing your home?
Our team can walk you through the ownership paths available at American Tiny Home Community and point you toward the right financing conversation.
Disclaimer: American Tiny Home Community is not a lender, mortgage broker, or financial advisor and is not affiliated with the companies listed on this page. Rates, terms, and approval are determined solely by the lender. Always verify a lender's terms and licensing before applying.